Payment Processing Solutions for Long Island Businesses
LI Transact delivers modern merchant services and payment processing tailored for businesses on Long Island. From countertop terminals to integrated e-commerce checkouts, we help local merchants accept payments everywhere their customers are — with transparent pricing, next-day funding, and support from a team that lives and works right here in the community.
Whether you operate a retail shop in Huntington, a restaurant in Patchogue, an automotive dealership in Riverhead, or a professional services firm in Garden City, accepting payments quickly and securely is essential to keeping your business moving. LI Transact brings together the reliability of a global payment processor with the responsiveness of a local Long Island partner, so you get enterprise-grade technology without the enterprise-grade complexity.
Our omnichannel platform unify in-person, online, and mobile payments onto a single ledger, giving you one dashboard, one deposit schedule, and one team to call when you need help. That means fewer reconciliations, faster access to your funds, and a clearer picture of how your business is performing across every sales channel.
For high-volume and B2B merchants, we support Level-3 commercial card processing, net-terms invoicing, and multi-location reporting that integrate directly with your accounting system. For service professionals and field-based businesses, we offer mobile invoicing, retainer billing, and recurring service plans that smooth out cash flow. Every merchant receives transparent interchange-plus pricing with no hidden fees, plus access to next-business-day funding so your money is where it needs to be when it matters most.
Comprehensive merchant services
Everything your Long Island business needs to accept payments across every channel.
In-Person Payments
Countertop, wireless, and contactless terminals that clear customers in seconds. Accept EMV chip cards, contactless wallets, and mobile taps with hardware built for fast-paced storefronts across Long Island.
Online Payments
Hosted checkout pages, recurring billing, and a cart-agnostic API that integrates with Shopify, WooCommerce, Magento, and custom-built stores. Tokenized vaulting keeps every transaction secure.
Invoicing & Billing
Send digital invoices, collect deposits, and schedule recurring service plans. Level-2 and Level-3 commercial card data lowers interchange costs for B2B and government purchases.
Security & Compliance
PCI-DSS validated infrastructure, point-to-point encryption, and tokenization protect cardholder data end-to-end. Fraud monitoring runs around the clock on every transaction.
Local support, global infrastructure
Every LI Transact merchant is backed by a dedicated Long Island support team. No offshore call centers, no ticket queues that disappear into the ether — just real specialists who understand the local business landscape and can reach your storefront when it counts. Pair that with the security, uptime, and compliance of a world-class payment network, and you get a partner that scales with your growth without losing the personal touch.